Ethical Advisers Advising on shares is our expertise. With over three decades of international investing experience, our Founder follows sound fund management principles, establishing us as trusted partners in long-term wealth creation through share portfolios. Our strengths lie in early identification of investment themes, comprehensive analysis of company fundamentals, and meticulous portfolio planning. We specialize in restructuring existing portfolios and crafting new ones comprised of high-quality companies, aimed at sustainable long-term growth and income using rigorous fundamental analysis. We take full responsibility for closely monitoring the financial performance of companies, along with tracking global and Indian macroeconomic and political trends, ensuring informed and proactive portfolio management.

ASK Private Wealth is part of the highly reputed ASK Group, whose advisory/managed assets exceed Rs.80000 crores as of March 2024. Global private equity group Blackstone (AUM $1 trillion+) has taken a 71% stake in ASK Group in 2022. ASK Wealth has won several international awards over past many decades. Using their platform, we offer research-based access to Mutual Funds, Real Estate/Private Equity Funds & Equity PMS products. Our NRI clients can invest efficiently via IEOF, which is one of the best performing India Offshore Funds ($) in the world. India-based or global investors can access US equities via the ASK Global Opportunities Fund managed by veteran Fund Managers based in Kansas and Florida.

ICICI Prudential Life Insurance Co. Ltd is India’s leading private life insurance company with AUM of Rs 2.94 lakh crore as on March 31, 2024 and having covered close to 10 crore lives. We are pleased to offer their innovative and competitive Life Insurance Term Plans, ULIPs, Child Plans and highly tax efficient Retirement Solutions including Early Income plans. ICICI Pru’s Claim Settlement Ratio has consistently risen over the last decade, and stood at an impressive 99.17% in FY2024 and turnaround time taken to settle a genuine death claim was just 1.27 days.

Star Health & Allied Insurance Co. Ltd. is India’s largest standalone health insurance company with a market share of 49.35% among standalone health insurers and at #1 with a premium base of Rs. 12951 crores in FY 22-23. One can take advantage of 100% Cashless Mediclaim at any of their 14000+ Network/Agreed Network Hospitals. We are proud to offer a wide range of STAR’s unique health insurance products (Mediclaim) at competitive premium. These include specialized products for Senior Citizens as also for those suffering from Heart, Cancer and Diabetes.

Smallcase by Zerodha is our latest and most exciting partner for affordable/budget investing in shares using a hi-tech platform. Smallcases are portfolios of high-quality shares intelligently curated by us, using a theme, strategy or objective. We are proud to state that some of our early conceptualised themes eg PSUs, Metals, Agriculture, Resilient businesses and post-Covid rebound potential stocks, have been ranked among the top 20 out of more than 700 portfolios on an All India basis. We offer 25+ high performance, and pocket friendly, thematic portfolios for all categories of investors including small investors/beginners.

Bajaj Allianz General Insurance Co. Ltd. a JV between Bajaj Finserv Limited (74%) and Allianz SE (26%) is one of the top 5 General Insurance Companies in India, having a gross written premium of Rs. 15487 crores and a Net Profit of Rs. 1348 crores in FY 22-23. BAGIC has an outstanding solvency ratio of 581%, vs the IRDA norm of 150%. Given its management pedigree, solid business track record and dynamic product range, we are proud to associate with them for a wide range of insurance products including Fire, Travel, Motor, Liability etc. Their comprehensive product MY Home Insurance is ideal for securing your home including valuables, art, and electronics against Fire, Damage, etc.

HDFC Ergo is now the second largest private general insurer with a market share of 10.5% and the fourth largest General Insurer, with a market share of 6.5%. In FY23, its Gross Written Premium and PAT were Rs 16,873 crore and Rs 652.7 crore respectively. It boasts of processing one claim every minute and has maintained a remarkable Claim Settlement Ratio of over 95%.  we are proud partners with ERGO for a host of business insurance solutions and retail health, travel, home and personal protection. 

ICICI Lombard GIC Ltd is one of the leading private sector general insurance companies in India with a Gross Written Premium (GWP) of ₹25500 crore and has issued over 3.62 crore policies for the year ended 31 March 2024. We at Ethical Advisers, highly recommend their unique Overseas Travel policies including annual Unlimited Travel plans. For business owners, we strongly recommend using their Debtors Insurance policies to safeguard against financial loss resulting from Bad Debts.

AAA Company Fixed Deposits offer a solid diversification of one’s savings and provide steady income. We are proud to associate with some of India’s most reputed group companies, including Shriram Finance, ICICI Home Finance, Bajaj Finance, Mahindra Finance, LIC Housing Finance for the same.

RR Nabar & Co. Share brokers Pvt Ltd is our Stock Broking Partner of high repute. Formed way back in 1908, NABAR has provided reliable services since for over 100 years – few firms in India can boast of. 

Legal services and Income Tax advisory – Estate planning is an unavoidable part of one’s Financial Planning and so is regular compliance with Tax laws. We have thus partnered with leading CA firms/legal experts to provide you with reliable tax filing, and highly personalised solutions especially relating to will creation, succession planning, creation of family trusts etc.